Conventional Loan

Lower Rates and More Flexibility

If you are looking to settle down, have solid credit and a stable income, a conventional loan may be the best fit for you! 

A conventional loan is not insured by the federal government as opposed to government-insured loans. Conventional mortgages, whether they are conforming or not, typically require a higher down payment. However, these loan options offer more flexibility with fewer restrictions.

What is a non-conforming conventional loan?
A non-conforming conventional loan (or Jumbo Loan) is one that exceeds the conforming loan limit set by the Federal Housing Finance Agency.
B E N E F I T S     O F    A

Conventional Loan

Lower interest rates for borrowers with good credit
Flexible mortgage insurance options
Fewer penalties and fees
Flexible loan terms
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Greg made the home buying process very smooth. He always made himself readily available to answer questions or address my concerns. If there were any slight obstacles he would always find a solution! Greg assured me that we would get the deal done and we did! 

- Jasonne J, Baltimore MD