Fixed-Rate Loan

Take Control of Your Financial Future

A Fixed Rate loan is exactly what it sounds like.

This loan program ensures that the interest rate remains the same for the entire term of the loan, allowing you to choose from 10, 15, 20, 25, or 30 year loan terms (depending on the loan type).

One thing to note is that the shorter the term of a fixed rate loan, the higher the monthly payments can be. This can help you build home equity which can be used as a down payment for a new home if you sell your existing one or take out equity with a cash-out refinance.
B E N E F I T S     O F    A

Fixed-Rate Loan

Consistent monthly payments and interest rates
Protection from rising interest rates
Mortgage tax interest deduction
(Does not constitute tax advice. Please consult a tax advisor regarding your specific situation.)
Different term length options
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Phyllis and her team were amazing. The process was easy and her communication was excellent. Very grateful for her guidance.

- Allison, Wilmington