USDA* Loan

Life in the Slow Lane

If you prefer a simpler and quiet life outside of the city, a USDA Loan program may be right for you. 

Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs and exurbs. 

This program helps eligible low- to moderate-income families achieve homeownership by offering a no down payment option.

*USDA Guaranteed Rural Housing loans subject to USDA specific requirements and applicable state income and property limits. Fairway is not affiliated with any government agencies. These materials are not from USDA or RD, and were not approved by USDA or RD, or any other government agency. **
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USDA Loan

100% financing + required guarantee fee = 102% of the appraised value
Low FICO score requirements
Low interest rates
Low closing costs
Gift funds can be used for closing costs
30-year, fixed-rate mortgage 
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 Cindy is excellent! She kept us updated throughout the entire process, and has followed up with and assisted us with any questions or issues that have arisen since our home purchase.

- Kimberly, Dumfries
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USDA Loan