Steve Koung

Loan Officer | NMLS# 1727675

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ABOUT STEVE

Years in the Mortgage Industry:   9


Why Mortgages? 

For me, mortgage lending brings together the most rewarding parts of banking: building relationships, solving financial challenges, and helping people achieve meaningful goals.


My banking career began in 1994 and includes 19 years specializing in Business and Commercial Banking. During that time, I worked with small, medium, and large businesses to develop financial solutions tailored to their needs. That experience gave me a strong foundation in lending, risk assessment, and financial analysis—skills I now bring to every mortgage conversation.


For the past nine years, I have focused on mortgage lending as a Senior Mortgage Loan Officer serving Maryland, Virginia, Washington, D.C., and Delaware. I help clients understand their options and navigate the mortgage process with clarity, confidence, and personalized attention. My commercial banking background is especially valuable when working through complex financial situations and understanding the broader picture behind a client’s application.


What matters most to me is trust. A mortgage is more than a transaction; it is a significant financial commitment. My role is to listen, explain the options, pay attention to the details, and help clients find financing that aligns with their needs and long-term goals.


That is why I chose mortgages: the opportunity to put decades of banking experience to work in a way that makes a personal difference—one client, one relationship, and one home at a time.


Where I Live: Ellicott City, MD


Where I'm From: Silver Spring, MD


Favorite Movie:  Good Will Hunting


When I'm Not Working...

You can catch me teeing off on the golf course

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